Zakat Calculator – M Noor Foundation

Gold (24k) Rs 375,000 / tola

Silver Rs 4,200 / tola

Nisab (gold, 7.5 tola) Rs 2,812,500

Nisab (silver, 52.5 tola) Rs 220,500

Metal rates last updated 9 August 2026. Gold and silver prices move daily — please check today’s rate before relying on the figure below.

What you own

Cash in hand and in bank accounts

Savings, current accounts, cash at home.

Gold you own (tola)

tola

Jewellery, coins or bars. 1 tola = 11.66 grams.

Silver you own (tola)

tola

Jewellery, utensils, coins.

Business stock and inventory

Goods held for sale, at their resale value.

Money owed to you

Loans you expect to be repaid, committee payouts due.

Investments and savings

Shares, funds, prize bonds, saving certificates.

What you owe

Debts and loans you owe

Money borrowed that is due to be repaid.

Bills and rent due

Outstanding utilities, rent, fees already payable.

Business payables

Supplier invoices and wages you still owe.

Nisab threshold to use Silver — 52.5 tola The lower threshold. Most scholars recommend it, as more people qualify and more of the poor benefit. Gold — 7.5 tola The higher threshold. Follow this if it is the position of your school or scholar.

How this is worked out

Zakat is due at 2.5% of the wealth you have held for one lunar year, once that wealth is above the nisab threshold. This calculator adds up your zakatable assets, subtracts what you owe, compares the result against nisab, and takes 2.5% if you are above it.

Nisab is fixed in weight — 7.5 tola of gold or 52.5 tola of silver — but its cash value moves with the market, which is why the rates above matter. The silver threshold is lower, so choosing it means more people are liable and more reaches those in need.

This is a guide, not a ruling

It covers the situations most households face. Zakat on agricultural produce, livestock, rental property, pensions, complex business structures or debts unlikely to be repaid is treated differently, and rulings vary between schools. For anything beyond the ordinary, please ask a qualified scholar.